Enjoy the open water on your recreational motorboat, sailboat or seadoo. We’ve got you covered.

For a privately owned recreational boat, insurance options include:

  • Hull and Machinery: provides damage coverage up to the total loss of your boat and attached equipment.
  • Protection and Indemnity: provides liability coverage that protects you against property damage and bodily injury. It also provides help with investigating a loss and preparing your defense. If you are found to be at fault, it provides payment up to the limit listed in your policy.
  • Medical Payments: provides coverage for incidental medical expenses due to an incident on your boat.

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